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  • julian
    replied
    Re: Cabot

    There has not been another DCA involved yet. Latest today was a clutch of statements of account - i.e. Cabot Financial statements. They had a slightly obscure item "Date the agreement became an executed agreement" , which does not relate to any docs held.

    Header letter says "No action required ....but... can call us...."

    Living in hope.

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  • julian
    replied
    Re: Cabot

    Must be on the rebound. Perhaps she can't pimp me out, so trying to inveigle me with promises of a reduced sentence/settlement. Will sit out this dance, thank you.

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  • nanna58
    replied
    Re: Cabot

    Uh oh x

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  • Susie
    replied
    Re: Cabot

    Originally posted by nanna58 View Post
    If Debs dumps you what will you do ????? Oh no x
    Sorry to let you know that I think Debs may have left you, she is writing to me now

    Leave a comment:


  • nanna58
    replied
    Re: Cabot

    If Debs dumps you what will you do ????? Oh no x

    Leave a comment:


  • julian
    replied
    Re: Cabot

    In the words of the singer Diana Ross,"I'm still waiting". Will the Debs please just to tell me it's over.

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  • julian
    replied
    Re: Cabot

    Nope. I am well and truly forlorn. I've not had so much as a postcard. If they have been bombarding the lucky owner of a former phone number I would not know.

    Could it all be an idle threat? I still cannot understand how a debt collector can outsource to a debt collector.

    I was looking at the blurb on the SAS Website, and it could be a pointer. It appears some do-gooder analyst has been helping them exploit a new software implementation which has collated the accounts within the group so they can better mine the data they have. Obviously they are shafters. One of the outcomes is a set of reports collating info that connects debtors and sends out personalised, targeted letters. Perhaps I was part of the UAT or System Test.

    SAS were never the sharpest tools.
    Last edited by julian; 22nd June 2016, 01:50. Reason: sticky fingers

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  • Never-In-Doubt
    replied
    Re: Cabot

    Originally posted by julian View Post
    Bummer. Debs has just written to say that she won't be writing any more. Instead, the new pen pal will be 'debt collector'. Woe is me. Life just will not be the same.
    Have you had a new love interest write yet....

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: Cabot

    Originally posted by cardiac arrest View Post
    if they are starting to issue deadlines before action etc...but like me you're away from base for a few months and don't receive the letters (genuinely) ..can they proceed anyway on the assumption you are just not responding ??
    yes and could result in default judgment ie a ccj against you.

    You can of course apply for set aside if you weren't here and knew nothing of it. Jo would help you with that if necessary

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  • julian
    replied
    Re: Cabot

    Bummer. Debs has just written to say that she won't be writing any more. Instead, the new pen pal will be 'debt collector'. Woe is me. Life just will not be the same.

    Leave a comment:


  • julian
    replied
    Re: Cabot

    Rather confused that they appear have decided to outsource collection to another leech unless proposals are receive tout de suite. So strange.

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  • cardiac arrest
    replied
    Re: Cabot

    if they are starting to issue deadlines before action etc...but like me you're away from base for a few months and don't receive the letters (genuinely) ..can they proceed anyway on the assumption you are just not responding ??

    Leave a comment:


  • Never-In-Doubt
    replied
    Re: Cabot

    In theory treat them as a normal dca. If it's UE then no need to reply. If it's in default (missing PT's etc) then no need to reply. Only if I've previously said its enforceable is it worth sending a new request in case of any current errors since the previous request. Check with us on your diary / on here before sending a new CCA. I'm specifically suggesting if they threaten legal - and it's enforceable - I'd probably send a new CCA then and then only.

    Don't stress. Just don't give them a reason to remedy past failings.

    Leave a comment:


  • Joanna Connolly
    replied
    Re: Cabot

    Originally posted by Susie View Post
    Interesting to see the answer to that and what happens to the portfolios the purchased when they had no licence. Seems wrong that they can buy without and then say everything is fine now we have got our house in order
    Thats an issue for the court to determine as they are only Appointed Representatives

    Leave a comment:


  • Susie
    replied
    Re: Cabot

    Originally posted by julian View Post
    Is it all over? On the Cabot website they ate that they have all the necessary FCA permissions to let the dogs loose since 1st April. Sorry cannot paste the link.
    Interesting to see the answer to that and what happens to the portfolios the purchased when they had no licence. Seems wrong that they can buy without and then say everything is fine now we have got our house in order

    Leave a comment:

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