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Warwick65 1 Lowell 0

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  • Warwick65 1 Lowell 0

    Well yesterday, thanks to Joanna Connolly solicitors and Diana Mayhew with a little help from Tom Brennan I soundly beat Lowell is a claim for £5200 in the small claims court. Not only did we beat them but we also got costs for their unreasonable behaviour in continuing with a 'hopeless' case and the 'unintentional' misleading of the court by their representative at an earlier hearing.

    The issue was decided on one thing alone and that was that no default notice had been served on me , not just a bad DN but no DN. They were unable to even produce a recon just an template DN with insert name here etc on it.

    Tom did not even get to argue that the dates they claimed it was served on did not tally with the SAR I had sent to Cap 1

    Neither did he get to argue an illegible credit agreement or a defective assignment or non compliance with S78(1)

    All in all a good day for me and a bad one for Lowell

  • #2
    Well done

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    • #3
      Thatís great news, well done Jo and team. Thank you for letting everyone know about your success.
      I'm an Official AAD Forum Moderator and a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of allaboutDEBT Ltd. Any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - find a solicitor or go to the National Probono Centre.

      If you spot an abusive or libellous post then please report it to abuse@all-about-debt.co.uk or send a message to any of the Forum Site Team. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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      • #4
        Just want to add- although cross examination is not nice- stick to answering their questions and only their questions so no well....or but.... unless its useful such as 'I have lived here for 14 years and deal with my post as it arrives'. To be clear I am not suggesting anyone lies but to stick top the answers

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        • #5
          Congratulations to all involved, great to have more arguements behind you even if they were not needed
          When you have nothing you have nothing to lose

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          • #6
            fantastic news well done one and all xxx
            I'm an Official AAD Forum Moderator and a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of allaboutDEBT Ltd. Any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - find a solicitor or go to the National Probono Centre.

            If you spot an abusive or libellous post then please report it to abuse@all-about-debt.co.uk or send a message to any of the Forum Site Team. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username or send me an email direct: nightwatch@all-about-debt.co.uk

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            • #7
              Great news for Christmas...well done

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              • #8
                Well done and wonderful news. Looks like Lowell only got Lambrusco at their xmas party. Shame.

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                • #9
                  That is such great news, So glad your persistence paid off - Well done to all concerned

                  I do like to read good news stories here on AAD
                  I'm an Official AAD Forum Moderator and a volunteer, here to help make the forum run smoothly. Any views or opinions are mine and not the official line of allaboutDEBT Ltd. Any advice I have offered you is done so on an informal basis, without prejudice or liability. If in doubt seek advice from a qualified insured professional - find a solicitor or go to the National Probono Centre.

                  If you spot an abusive or libellous post then please report it to abuse@all-about-debt.co.uk or send a message to any of the Forum Site Team. If you need to contact me, for instance if I've issued you a warning, moved, edited or deleted your post, please send me a message by clicking my username.

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