Hi there, I have just come across this forum and am looking for advice.
In 2009 I took out an account with Jacamo clothing, in 2011 I split with my long term partner and had a 12.5% pay cut at work meaning money issues.
Anyway I continued to pay Jacamo until the end of 2011 and I just...

Hey guys,

So a bit about me. I have been on incapacity benefit since 2001, ESA since November 2012, and DLA from 2009.

I live with a housemate, who in December 2012 (thankfully) decided to take over the finances of the house, taking total control of accounts, taking my name...

I took out a loan in 2008 with HSBC but lost my job, so couldn’t afford the repayment. I informed HSBC and they passed the debt onto DG Solicitors and I have been paying them ever since.

What I want to know, as I have also just found out that they are HSBC's 'in-house' DCA (like Reliable...

Hi

I'm new here, only found this site on Friday as recommended by a friend of mine who received some valuable help here last year. I have been reading and am gradually making my way through the wealth of information there is here but I have a question which I need to ask to hopefully...

Hi,

I've had to go into a payment plan with Fashion World and reliable over a debt of around £2250 we arranged a monthly payment of £25 which we can afford. However they are still charging interest which means that the balance is going up over £50 every month.

The account...

Hi,
I was just wondering whether to SAR JD Williams for 2 accounts my wife has with them to see if they are UE?
It doesn’t look like any letters were kept or it's a case of they've not sent any letters in relation to the account but we do have statement No. 1 and its dated 2009. My wife...

It started in 2008 when I lost my job and couldn’t pay what Ambrose Wilson & JD Williams wanted so it got given to RC, they charged me an 'arrangement fee' of just under £100 each.

Since then, up to December last year - I have been late with payments on each up to nearly 8 times...

hi there

my neighbour has got into a pickle with catalogue debt but the thing is that she has never signed anything at all.

it seems she ordered stuff from jd williams and then it arrived and they automatically opened an account for her. jd williams have several arms like...

Hello All,
Ive been reading through some posts but I'm still a bit confused. Here's my story. We have been on a DMP with Payplan for some 2years now I was under the impression that all was well, I havn't missed a payment, have been lucky with pay rises to increase my payment twice...

Hi Everyone

About 18mths ago I asked Jdwilliams for a copy of my credit agreement which they failed to supply, i then wrote back saying that without a credit agreement i believed the account to be in dispute and would be grateful if they stopped sending me correspondence, they wrote back...

Hi,

This is my first post. I have a few accounts, as follows:

Morgan Stanley CC

• Type of account -- Credit Card
• Date commenced --2000
• Approx balance -- £8000.00
• Date last paid -- Dec 2008
•...

Data Protection Act Addresses
Abbey National

Data Protection Manager
Data Protection Team
Regulatory Compliance
Abbey House
201 Graftons Gate East
Milton Keynes
MK9 1AN
...

All my stuff, with the help from people on here, is now well on the way so now is the time to tackle Mrs Livi.Till.I.Die's accounts and get the ball rolling.


1. Catalogue Simply Be
2. 2006
3. £1200
4. June 2010 (minimum payment)
5. Not Paying...