Hi there,
I reviewed my credit file today and saw that I have a default recorded by O2, which was under my closed accounts, for £20. Of which I paid anyway. Bizarre.
Apparently the account defaulted in July 2012 and I had no idea this happened. And especially for £20!!...
352 results in 0.0192 seconds.
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O2 Default - Didn't know I had
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Failed IVA
Hi my Iva failed in 2012 and is still showing on my credit reference file - can anyone advise when this will drop off my file as it is showing as 110 months old? -
Old Bank of Scotland Loan
I had a loan with Bank of Scotland in 2000 and believe I was misled PPI. The loan was in joint names with my late husband. I do not have the account number and would like some advice about how to proceed.
Many thanks -
Letter from Capquest re: old Capital One debt
Hello all,
Newbie here
After having had no contact with Capquest for a few years, I have received a letter from them regarding an outstanding Capital One credit card debt. Although I am aware of the debt (it is a defaulted account from 2008) the letter read almost like... -
DVLA Changing Your Address
Just a little tip.
In these days of tax being cancelled when a vehicle is transferred this is quite important.
If you move house and return your V5C (logbook) to DVLA to make an address change don't write your name into section 6, or tick any of the boxes. Don't fill in the... -
Default reporting on very old debt
Hello everyone,
Please excuse if this has been covered before but I have had no luck in finding out the answer.
I have an old debt from 2004 with Goldfish and I was paying token amounts until four years ago when I decided to try the CCA route, the company (Goldfish account...Last edited by PaulJ; 27 June 2016, 15:56. -
2nd BT blunder now with Lowell
Evening all,
In 2011 SRJ debt recovery wrote to me in my previous property regarding an account in my name with next doors address. I wrote back stating i did not have an account with BT and it would appear someone had taken out a service in my name and heard nothing more about it.
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Most households have not checked credit reports, Which? warns
Most households have not checked credit reports, Which? warns
This is a duplicate of the Blog Entry made on: 21st May 2016 15:18
Most households have never checked their own credit report, research by consumer group Which? suggests....
Consumers can be refused loans or -
Debt Managers (Services) Ltd
Looking for some follow up advice after I found some info in the forum archive here regarding Debt Managers (Services) LTD, the wife has just received a fishing letter which has confused us no end. we've checked her file on noddle and apart from a possible £12 showing from 2004 we can't see anything... -
PRA group
Hiya I received a letter from PRA group (is there any way I can attach it?) I am 7 months from debts being SB.
Letter says "settlement offer call now and the single payment settlement option. Full and final settlement" .
But then... " should you make the discounted,... -
Northern Rock - Together Mortgages - Unsecured Loan
Hi All
I had a "Together Mortgage" with northern rock. The property was sold in dec 2014 leaving £16k for the unsecured loan. The loan was in my mine and my ex partners name (he who had not paid anything for years and left it down to me) I wrote to Northern Rock offering them... -
Lending Stream and pounds to pocket
Basically I have taken out 5 payday loans with Lending Stream and one with Pounds to pocket. I shouldn't have done this as I am in a DMP and am in a position where I am struggling to pay back the agreed amount but needs arose at the time where I had no option. I have read through some threads on here... -
Help for my Son needed regarding Bailiff
My Son and his girlfriend have had problems with their Council Tax but I have helped them sort this out and set up a payment direct to the council to clear arrears and keep up to date with existing payments.....
Dodgy bailiff keeps turning up - two visits in one day last week!? Is this... -
Can anyone confirm default notice compliance please
Hi all,
Hope you all had a great Christmas and a happy new year to everyone.
I am pleased to say that all of my challenged accounts are now SB and have begun dropping off my credit reference records.
There are few that are still sitting there for a few... -
A broker who can help with a CIFAS marker - mortgage required
Hi,
I'm new to forums but was looking for some help and advice.
I applied for a mortgage about 12 months ago, as part of the application I falsified my documents to inflate my income. To cut a long story short I now have a CIFAS marker against my name for application fraud...