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  • alfie
    started a topic Remortgage Equity Release

    Remortgage Equity Release

    Good evening.
    My query is if anyone knows off hand about remortgaging an existing equity release which provided an initial lump sum then a monthly payment. The sticking point is that it appears that the monthly payment cannot be stopped unless the whole existing amount is redeemed. The wish...
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  • marypoppins
    started a topic Mint - Wescot

    Mint - Wescot

    Hi everyone,

    I'm looking for anyone's experience with Wescot.

    Long story short - this is my husbands cc and had a balance of approx £9k and because we thought it enforceable (we used a different site at the time so it may be questionable!), he continued to pay an agreed monthly...
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    Last edited by marypoppins; 14 May 2017, 13:24.

  • stjjts
    started a topic stjjts UE Diary

    stjjts UE Diary

    I have committed to start a diary so I can record my progress to date and going forward. I have spent hours looking through the valuable resources that exist in forums and now have a better understanding of what to do and what to expect.

    A number of years ago I realized that I was struggling...
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  • credit file and UE debts question please

    It's about nine years since we had problems paying our debts - first we had a dmp and paid through them and then in 2012 July we joined here and doing the UE route .

    My question is this and i think i asked it before but not the same way lo.
    If our debts are now UE but not yet SB do...
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  • Getting Accounts moved to a DCA (HFC & HSBC)

    Hi

    Someone very knowledgeable about the CCA generally and UN in particular I was talking to recently mentioned that ..... "I could do with getting that one (an HSBC account) moved on to a DCA". (Hope I'm not misquoting her!). Since I'd always though it's an OC's decision to...
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  • KKA
    started a topic Sale of Debt - CCJ

    Sale of Debt - CCJ

    Hi Guys
    Wonder if anyone can offer some advice on the following.

    In 2013 i was issued with a County Court Claim from an original debt owed from a defaulted balance - default date 2011.
    At the time i was making agreed monthly payments and my offer was to continue this at the...
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  • jmmc
    started a topic Lowell Portfolio / Orange Mobile UK debt

    Lowell Portfolio / Orange Mobile UK debt

    Hi everyone,

    My name is Joao and I am new in the forum, so Hi to everyone. Hope you guys can help me with this not so new issue.
    I looked on google and it seems a lot of people had problems with Orange and Lowell before, but I can't get the right answer for my problem.
    I was...
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  • daisy
    started a topic CCJ from 2005

    CCJ from 2005

    I have an old CCJ from 2005 for a store card which I have been paying £10 a month for, however, I will quite soon be moving and will have no employment or assets for them to consider chasing.

    My question is, can I simply tell them to go forth? as I feel that I've more than repaid what...
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  • lookingforward
    started a topic NHS Exemption

    NHS Exemption

    Hi after a bit of advice please.

    My partner and I have not received our NHS exemption cards this time around (last 6 monthly expired end Oct) and having a look at the flowchart it seems this is because at our last tax credits renewal we no longer claimed for child tax credit for the 1st...
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  • co-op bank has no signed aggreement

    hi all
    i contacted my credit card issuer, to ask for the 1. signed aggreement,and 2. complaint regarding there monthy fee. i have received the final responce , they advised in there letter that they do not have a copy of my signed aggreement and to try to substantiate my query regarding monthly...
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  • Advice on having small debts written off while on sick

    Hello

    this is my first post here

    currently i have 12 creditors and the balance on 8 of them are all under £150, with me being off work currently due to health reasons i was wondering if its worth writing to these creditors and asking if they will write the debts off due to...
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  • MustGetStraigh
    started a topic Mortgage advice.. changing jobs.

    Mortgage advice.. changing jobs.

    I did post earlier about remortgaging. But we decided to wait as interest rates were looking to drop.

    Dilemma. Can currently get a decent drop in monthly payments though current provider, very easily. No credit check so can sort online and have sorted within days.

    However,...
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  • bobogosing
    started a topic Commercial agreement

    Commercial agreement

    Hi!

    Hope someone can give me advise or help me with a template for this problem.

    I am helping a friend to sort out a commercial coffee machine contract for her restaurant.

    What has happen is, my friend was approached by a rep that sells coffee beans and they provide...
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  • Westham1
    started a topic Virgin Mobile phone

    Virgin Mobile phone

    Yesterday my partner received a text from Virgin to say she was approaching her credit limit for the month.
    I phoned them up and was told that she had exceeded her allowance and her current bill was £95.
    When I asked what the limit was the rep told me £125.
    I was astounded to hear...
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  • Peter42
    started a topic NatWest Gold Account missold

    NatWest Gold Account missold

    Hi

    I'm hoping someone will be able to help I was sold gold advantage account in 2009 and advised that to have my overdraft from previous bank matched I needed to have gold account. Advised bank employee that I didn't have driving licence or car therefore breakdown cover was irrelevant...
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