So, in February I sent out CCA requests to all of our creditors. So far two have responded with copy agreements: Both are...
Credit cards
One commenced in 1994 and one in 2006 (my husbands)
Mine has about £1700 (the 1994 one), husbands has about £7200
Last full payments...
167 results in 0.0134 seconds.
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Start of my unenforceabilty journey
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Help!
I have the following debts which I have been paying for approx 5 years at least on informal arrangements of a couple of pounds a month with no hope of ever clearing them. They have all accepted my budget sheet and I don't get any hassle. However I have now inherited a small amount of money but not enough... -
Robinson Way
I have just been informed that Tesco have sold my loan to Robinson Way. I still owe Tesco 12k and have been paying a nominal £5 a month payment via a DMP for about 6 years. Tesco have stated that there should be no change in what I pay but am a little worried this company may file for a charging order... -
Staying under the radar or not
Hi All,
I want to share my experience, I know the general advice here is to stay low, and don't alert anyone you are still alive but I had to. I did this for at least two years but then I moved address, I only have Coop basic account, and my mobile phone, and the debtors found me in my... -
Westham1 UE diary
RBS (Mint)
Credit Card
Commenced Oct 2006
Approx balance £8k
Date last paid Sept 2012
Status Default
Owner Cabot
I was introduced to a company called Highbridge in 2012.In September of that year I contracted with them to take over assignment... -
Robinson Way
I AM ACTUALLY FUMING. I DON'T OWE A THING. THIS IS ALL BECAUSE OF WHAT NATWEST STOLE FROM ME THROUGH PPI THAT MESSED THINGS UP FOR ME AND STILL DIDN'T GIVE BACK AND NOW THEY GET THESE HARRASSING BASTARDS TO EXTORT EVEN MORE FROM ME. THIS IS CRIMINAL AND RUINING MY LIFE. JUST FUCK OFF AND LEAVE ME ALONE.... -
Getting hassle from high Court sherif regarding someone else and their debt
Have had two letters from a high Court enforcement agent asking some bloke to contact them regarding a 30k debt. Have also had emails from them asking to speak to him. I've told them repeatedly they have the wrong address and I know of no one with that name. But today I received yet another letter.... -
Undercover Elsa started a topic Nationwide claimed I was in arrears after taking over Derbyshire BS Mortgagein MortgagesNationwide claimed I was in arrears after taking over Derbyshire BS Mortgage
Out of the blue, I recently received a letter from Nationwide, informing me that I had been one month in arrears since a missed payment in January 2014, asking for payment.
I was mortified - I've had a mortgage with Derbyshire Building Society for many years, never missed a payment however... -
what is a CA3 ?
Its a group on facebook helping people with their debts and they use the CA3 , i have no idea what it is does anyone else know ? -
Last account statute barred yesterday.
Hi all, My last account is now stat barred. Thank you to everybody who helped me on here and on other sites.
I had well over 100k of debt in 2005 and thought bankruptcy or an IVA was the only solution. Tried agreeing payments with everybody until Marlin brought 2 HSBC accounts, they were totally... -
PCO!!
Hi there,
I am hoping that you can give me some information about my credit file.
I was under an IVA arrangement for a number of years. This completed a while ago and I received a certificate of satisfaction in December 2014. I was hoping that I could now rebuild... -
1st Credit HBOS
As part of my playing silly buggers with 1st Credit who bought an HBOS current account I told them to do their worst as I am not working and in shit loads of debt as well as a little crazy.
They have now written back wanting a Dr's letter and an I&E.
The I&E they can whistle for... -
Statute Barred --- Or not?
I have a few cards that are due to become statute barred around the middle of this year.
Or at least that's what I thought until a couple of days ago.
Hence this new thread.
I was advised that the SB clock re-starts at the point of a claim being issued, which... -
Debt and moving abroad
Hi All
Decided last year I've had a gut full of living in this country and being a slave to the banks, so I'm in the process of selling everything and planning on travelling for the foreseeable. I have debts of around £40k which some are getting paid via my own dmp and some get nothing.... -
Onlyme end of the UE journey
My unenforceable journey is coming to the end! At last!
I have been to County Court to fight ccjs and high Court to fight HCE Bailiffs and only lost once on an un- regulated loan
I have been checking through all of my creditors and dca accounts
Most are now statute...