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  • Mrreese6018
    started a topic My debt free diary

    My debt free diary

    • Date commenced - 2013
    • Approx balance at default - £3700
    • Default - 27 5 2016 (date from credit file)
    • Last payment September 15 2015 (confirmed bank statement)
    • Status - Default
    • Debt Assigned to CAIS Member Start Date01/08/2016
    • Hoist 1 (credit file) (started out hph2)
    • No cca/sar request
    ...
    See more | Go to post
    Last edited by Mrreese6018; 1 July 2022, 13:58.

  • Hoist 1 Barclaycard - Default Date 8 month after last payment - Does Sar Restart Clock

    Hi,

    Thank you for allowing me to join the forum, I have a couple of question that I would be grateful if somebody could answer for me and maybe a bit of guidance.

    I have a Barclaycard debt of 4k, last payment October 2015 but default date didn't appear till June 2016 around...
    See more | Go to post
    Last edited by PlanB; 2 June 2021, 10:34. Reason: name deleted to protect identity

  • adamrists
    started a topic Barclaycard Open Account

    Barclaycard Open Account

    Hi,

    Hope anyone can help, please.

    Barclaycard Credit Card
    Opened July 2013
    Last payment December 2013
    Original Credit Balance - £250

    Charges and interest took it to £411 in September 2014 where it's remained at that level with 6s applied since...
    See more | Go to post

  • rockwell
    started a topic Claim Form

    Claim Form

    Hello All,
    Having successfully seen off Barclaycard and Cap One thanks to this forum, I have now received a CC claim form (commencing Tues 5th June) relating to care home fees owed to the local County Council and outstanding since 2013.
    The outstanding fees are for a relative and the original...
    See more | Go to post

  • shaun196809
    started a topic Link Financial

    Link Financial

    Hi there,

    Have an outstanding debt of £4k with Link Financials.

    I requested a copy of my credit agreement on the 24th April and they responded on the 27th April to state that they didn't hold the information but would request from Barclaycard. They stated that this could...
    See more | Go to post

  • RhodriMawr
    started a topic RhodriMawr's UE Journey

    RhodriMawr's UE Journey

    Barclaycard Visa
    Type of Account - Credit Card
    Date Commenced – Approx 1996
    Approx Balance - £7,514.06
    Date Last Paid - > 9 Years Ago
    Arrangement – The Debt Charity Formerly Known as CCCS

    Status – Last Payment February 2017
    Account...
    See more | Go to post
    Last edited by RhodriMawr; 25 April 2017, 19:35.

  • stuffthebanks
    started a topic Think i dropped a clanger

    Think i dropped a clanger

    Huge mistake, very embarrasing if anyone read my original post.
    Teach me to make assumptions...
    Thanks guys.

    All the best...
    See more | Go to post
    Last edited by stuffthebanks; 21 April 2017, 18:19. Reason: Sorted now.

  • Frosty873
    started a topic The start of a debt free life

    The start of a debt free life

    Hello all, just a little about me - my hubby and I have found ourselves in big debts altogether, and after browsing through this forum over the past few days (which has already turned out to be super helpful and supportive) we both made a decision yesterday to stop making payments in anticipation of...
    See more | Go to post
    Last edited by Frosty873; 8 May 2017, 11:13. Reason: Edited colour code

  • Asset Link Capital (No5) ( Kearns Solicitors ) v Strepsi - Issued 23 March 2017

    Your AAD Forum Username

    Strepsi

    Name of Claimant

    Asset Link Capital (No5)

    Name of Claimant's Solicitors

    Kearns Solicitors

    Claim Issue Date

    23 March 2017

    Who Signed the Claim Form?

    An Individual
    ...
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  • dudedj
    started a topic Debt/income expenditure form

    Debt/income expenditure form

    Hi. Im new here and looking for some help.

    A bit of background info:

    I was in debt for a good few years starting about 8 years ago. Eventually cleared it up via a DMP 3 ish years ago. My credit score was destroyed then and still hasnt recovered but is very slowly creeping...
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  • Moopheeone
    started a topic CCA Request Payment.

    CCA Request Payment.

    Hi All, New to this. Sent a CCA request to an Alleged Account Purchaser and the £1 fee
    was paid into the Alleged Account making it look like I had made that payment. What are
    the Legal consequences of this action. Could it be construed as Fraud.
    See more | Go to post

  • Moorcroft and Wescot are not the DP

    Five of my accounts are with Moorcroft and another two with Wescot. I sent CCA request letters for all of them recently and have received replies which in all cases say .... "in line with our client's procedure you are required to contact our client directly..." or .. "we are not the...
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  • arklst1976
    started a topic Barclaycard from 2000

    Barclaycard from 2000

    Hi
    Have an old B'card debt that was sold to Hoist, after MKDP bought it.
    MKDP were really heavy but managed to bat them off.
    Niddy, I'll send docs to see what you think
    Cheers again for the help
    See more | Go to post

  • Zeppelin
    started a topic Zeppelin's UE Diary

    Zeppelin's UE Diary

    Hi.

    Some of the UE Diaries start with some background whilst others don't seem to but I reckoned I should provide some background, partly as it might help other forum readers and partly to give Niddy and the other advisers relevant background details on specific debts.

    I...
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    Last edited by Zeppelin; 19 February 2017, 09:08.

  • TillyU
    started a topic Barclaycard/Link Financial

    Barclaycard/Link Financial

    In 2011, due to my personal circumstances at the time, I wrote to the original lender, Egg, offering £1 per month. Shortly afterwards, Egg was taken over by Barclaycard. I continued to pay the £1.00 per month and didn't hear anything until last year when BC informed me that the account has been...
    See more | Go to post
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