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  • Dharmadad
    started a topic Joint Owned. Mortgage in both names.

    Joint Owned. Mortgage in both names.

    Hi,

    I (nor anyone else for that matter) has seen of heard from my ex partner (not married) for nearly 8 years.

    I have since re-married and have a child with my wife - we've been married for 6 years.

    I understand from Landmark that I can do nothing without my...
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  • cymruambyth
    started a topic Annual Statements

    Annual Statements

    Can someone please clarify the situation regarding annual statements?

    What are supposed to receive them for?
    If you dont receive them does this make a debt UE?
    Can this be rectified?

    Thank you
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  • andi2003uk
    started a topic Lending Stream / PRA Group

    Lending Stream / PRA Group

    Hi all, I'm on a quest to clean up my Experian report and have two entries for the same debt which I need some advice with.
    They are Lending Stream & PRA Group.

    The entries read as follows:

    Lending Stream:
    Account Started: 28/01/2011; Default Balance: £788;...
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  • HerefordVet
    started a topic Hereford Vets UE Diary

    Hereford Vets UE Diary

    Well here goes firstly thanks for everyones initial advice its taken a huge weight already irrelevant of the outcome! Ive started my quest to get debt free with a lot of old credits cards!

    Quick outline run up lots of debts upto 2007 due to failing business, robbed peter to pay paul and...
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  • AAD News Feed
    started a topic Thousands of firms sued for rate arrears

    Thousands of firms sued for rate arrears

    Thousands of firms sued for rate arrears

    This is a duplicate of the Blog Entry made on: 22nd February 2017 07:06
    Thousands of businesses across England and Wales were taken to magistrates courts last year for non-payment of their business rates.

    The rates advisory firm
    ...
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  • kelbagishere
    started a topic Debt sold on - New DN issued?

    Debt sold on - New DN issued?

    Hi all, ok I'm new here so please bear with me.
    I entered a dmp with stepchange in December 2013 as my debts were running away with me and have been faithfully sticking to the repayment plan ever since plus increasing my payments when I could.
    I had a letter from BarclayCard on Friday...
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    Last edited by kelbagishere; 25 October 2016, 12:47.

  • LeeC
    started a topic Ferratum - claiming back interest charges

    Ferratum - claiming back interest charges

    Hello all

    has anyone had any dealings with Ferratum?

    i like many people have gotten into the cycle of taking multiple payday loans out to pay another back and to make ends meet ending up in a debt spiral so im amazed that this company state on their website FAQs "...
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  • Pixie
    started a topic Dad's Barclaycard diary

    Dad's Barclaycard diary

    I'm starting this thread on behalf of my Dad who has finally listened to me about UE!


    • Type of account (credit card/loan) credit card
    • Date commenced (ideally before Apr 2007) Not sure
    • Approx balance £4500
    • Date last paid (approximate date you last made a FULL payment)
    ...
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    Last edited by Pixie; 13 June 2017, 11:12.

  • mlc2009
    started a topic Blemain finance unfair charges?

    Blemain finance unfair charges?

    Blemain say I owe them £2946. I have had the loan secured against my house since 2007. They keep sending me letters requesting payment. I'm unable to pay the full amount so I'm wondering if there is anything I can do to setup a payment plan or to even get some of the charges removed

    They...
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  • SXGuy
    started a topic New Day / Debenhams direct debit harassment

    New Day / Debenhams direct debit harassment

    So some of you may know the ill health my mother has had recently and with everything going on we have been paying her Debenhams store card late every month. New Day rang her and was really pushing her to set up a direct debit. Wouldn't take no for an answer.

    So she gave me permission...
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  • Council tax bailiffs should be called off, say charities

    Council tax bailiffs should be called off, say charities

    This is a duplicate of the Blog Entry made on: 4th May 2016 19:21
    Vulnerable residents with council tax debts should be given breathing space to repay arrears rather than face the threat of bailiffs, two charities say.
    ...
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  • Government should stop councils using bailiffs ‘on vulnerable taxpayers’

    Government should stop councils using bailiffs ‘on vulnerable taxpayers’

    This is a duplicate of the Blog Entry made on: 12th April 2016 16:04
    The government should stop local authorities passing council tax debts to bailiffs in the case of the most vulnerable residents, according
    ...
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  • Northern Rock - Together Mortgages - Unsecured Loan

    Hi All

    I had a "Together Mortgage" with northern rock. The property was sold in dec 2014 leaving £16k for the unsecured loan. The loan was in my mine and my ex partners name (he who had not paid anything for years and left it down to me) I wrote to Northern Rock offering them...
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  • scottygees
    started a topic Energy supplier debt enforcement

    Energy supplier debt enforcement

    I have been directed from a different board to post this here so apologies in advance if this is wrong. I am currently on a debt management plan which includes some energy supplier arrears. I am looking at going through the unenforceable agreement rote on loan an credit card debt and was wondering if...
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  • scottygees
    started a topic Advice required

    Advice required

    I am currently on a DMP and have had £6749.47 refunded in interest from Tesco Bank as during my DMP they failed to supply me with a notice of sum in arrears in accordance with the CCA.This got me thinking about other debts on my plan which are mainly credit card debt with the odd pay day loan and energy...
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