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Forum Information
This is the place to start your adventure - feel free to pop in and say hello and see for yourself how friendly we are!
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2,149 10,484
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The place to find and report any forum issues, read our announcements and give us feedback.

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Last Post: Cabot
32 1,155
hra47
Cabot
by hra47
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Debt, Bailiffs & Starting Again

This section provides help and guides in relation to Unenforceable Credit Agreements. Get help with your Unenforceable Bank Loan; Unenforceable Credit Card; Unenforceable Hire Purchase & even Bank Overdrafts.

 

Topics: 1,225 Posts: 52,574
Last Post: Marly Diary
1,225 52,574
Roger
Marly Diary
by Roger
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98 722
Marly
Struggling to keep up some days
by Marly
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Last Post: Pra Group
132 5,042
creditcritter
Pra Group
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Last Post: Tierisch's DFD
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alfie
Tierisch's DFD
by alfie
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887 13,790
Roger
DN query
by Roger
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Council Tax (9/145)
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368 4,588
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Reclaim Loan PPI (102/1,999)
If you can't find somewhere to post your question, then start a thread here and one of the mods will move it to the relevant section, or leave it here as a general debt question.
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594 11,178
If you can't find somewhere to post your legal question, then start a thread here and one of the mods will move it to the relevant section, or leave it here as a general legal question.
Topics: 83 Posts: 1,440
83 1,440
Diana Mayhew
New Protocol for debt claimers
 
Money, Benefits & Tax
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Last Post: Tagged by bank
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nightwatch
Tagged by bank
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Basic Accounts (18/197)
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98 1,589
julian
BOI -> BOIG Creditor?
by julian
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Stoozing (0/0)
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156 3,159
Pat
PDLs and Default Notices
by Pat
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patchouli
Savings accounts for children
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Spent2much
carers allowance
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Roger
Document scanning software
by Roger
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Deepie
Argos ...3 for 2 ...3 days only
by Deepie
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Consumers, Your Rights & Regulatory Bodies
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The Tech Clerk
SPAM
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nick0
DEED POLL changes.
by nick0
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Spent2much
help with car please
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General Chat Forum (275/51,183)
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837 5,556
alland
Happy Birthday tastyjane
by alland
 
AAD Secure & Legal Portal

Get help with a legal issue or with a recent claim received.

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89 1,135
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Here you can upload your CCA or Default Notice documents for review & discussion.

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69 713
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There are currently 61 users online. 1 members and 60 guests.

Most users ever online was 2,016 at 11:41 on 8th June 2015.

AAD Consumer Forum Statistics

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Topics: 16,903   Posts: 449,157   Members: 3,959   Active Members: 93
Welcome to our newest member, wezdavies.

Welcome to AAD Consumer Forum

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Welcome to your new forum! You will notice there are a lot of new features and things will look slightly different too.

Please spend a few moments and read the dedicated topic about the forum changes so you can familiarise yourself with the new features and report any bugs that you may come across.

Latest Topics

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  • 5corpio
    Secret bid to sell off HBOS: Letters reveal watchdogs' frantic efforts...
    5corpio
    ......to push through a disastrous takeover

    A secret series of letters has revealed watchdogs' frantic efforts to push through a disastrous takeover of HBOS bank as the financial crisis raged. Lloyds bought the tainted lender in a 2008 mega-deal but HBOS was so toxic it almost destroyed...
    16th December 2017, 10:43
  • julian
    Long memories
    julian
    Just received an interesting letter from RBS advising me they are ring-fencing accounts. The strange thing is that my only account with them was a credit card which defaulted 10 years ago and went SB. I had wondered how long they would keep records, it seems long past the 7 year default financial...
    15th December 2017, 22:44
  • Marly
    DN query
    Marly
    I have been digging through all my letters from DCA's and OC from the last few years and have found what I think is a default notice, the confusion I have is this:

    March 2013 Barclays state they had assigned the account to Link financial, letter from Link confirms this, Link register default...
    15th December 2017, 21:07

Recent Blog Posts

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  • 5corpio
    Secret bid to sell off HBOS: Letters reveal watchdogs' frantic efforts...
    5corpio
    ......to push through a disastrous takeover

    A secret series of letters has revealed watchdogs' frantic efforts to push through a disastrous takeover of HBOS bank as the financial crisis raged. Lloyds bought the tainted lender in a 2008 mega-deal but HBOS was so toxic it almost destroyed...
    16th December 2017, 10:43
  • 5corpio
    Why banks will share your financial secrets
    5corpio
    Your financial information, such as what you spend and where, and how often you go into debt is private. It is information only available to you and your bank. It has been like that for years, but all that is about to change. Customers of nine of the biggest UK banks have received letters and emails...
    9th December 2017, 12:38
  • 5corpio
    End of mega-cheap personal loans?
    5corpio
    Strikingly cheap high-value loans and long 0% credit card balance transfer deals could be coming to an end, an expert has suggested. Andrew Hagger, an analyst at financial consultancy Moneycomms, said that sub-3% interest loans of more than 10,000 were now very rare. The length of credit card 0% balance...
    6th December 2017, 14:38

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