Announcement

Collapse
No announcement yet.

Unenforceable Credit Agreements - Next Steps

Collapse
X
  • Filter
  • Time
  • Show
Clear All
new posts

  • Unenforceable Credit Agreements - Next Steps

    Hi, Niddy very kindly checked 6 agreements for us which we are very thankful for his time and effort.

    4 of the 6 agreements have come back unenforceable

    The question now is what to do?

    Could you please advise of approach to now dealing with this?

    Thanks in advance

  • #2
    Originally posted by mrobinso View Post
    Hi, Niddy very kindly checked 6 agreements for us which we are very thankful for his time and effort.

    4 of the 6 agreements have come back unenforceable

    The question now is what to do?

    Could you please advise of approach to now dealing with this?

    Thanks in advance
    Well fill in the Diary details. If you haven't started a Diary can you now do this with the above information added in!
    Let me explain unless the MODS have some background information how can they advise anything!

    See Niddy's Blog herer


    Read the following useful guide on how to send me agreements:--->
    Sending your Agreement to AAD

    To help me, to help you, please provide the following information for each account:
    • Type of account (credit card/loan)
    • Date commenced (ideally before Apr 2007)
    • Approx balance
    • Date last paid (approximate date you last made a FULL payment)
    • Are you on arrangement or not paying
    • Status (default/in arrears/up-to-date)
    • Account owner (who is writing to you, a DCA or the lender)


    Providing the above information, for each account helps me. Then, when you start the process lay your diary out in a format like this example

    --->
    Example of perfect layout

    Comment


    • #3
      Originally posted by mrobinso View Post
      4 of the 6 agreements have come back unenforceable

      The question now is what to do?

      Hello mrobinso

      You seem to have got off to a good start with four credit agreements considered unenforceable.

      Even if the other two credit agreements are seen as enforceable that doesn't necessarily mean the debts are enforceable in court because there are many other legal reasons why a debt may not be enforced.

      I look forward to helping you.

      Di
      Legal Disclaimer

      I am a Litigation Executive at Joanna Connolly Solicitors a firm which specialises in consumer credit. If you need to contact me you can send a message by clicking on my username or by emailing me at di@joannaconnollysolicitors.co.uk or by telephoning 0330 053 9340. Our initial advice is always free.

      Any posts I make on the AAD Consumer Forum are for information and discussion purposes only and shouldn't be seen as legal advice. Any advice I provide on the forum is without liability. If you are unsure please seek formal legal guidance or contact your local citizens advice bureau at https://www.citizensadvice.org.uk

      Comment

      Who's Viewing Thread: 1 (0 members and 1 guests)
      Working...
      X